New Jersey families can dramatically reduce their college costs by up to 100 percent at Rutgers University–Camden. The first of its kind among New Jersey’s public four-year colleges and universities, this innovative program can help you greatly reduce or completely avoid student loan debt.

How It Works

Reduce your college costs by up to 100 percent!

The program closes the gap between federal, state, and institutional sources of financial support and the balance of tuition and the general campus fee. Rutgers–Camden automatically applies the Bridging the Gap grant to these remaining costs after any other need-based federal, state, and/or institutional aid have been applied, based on family adjusted gross income (AGI):

  • $0 - 59,999: 100% of the difference

  • $60,000 - 79,999: 75% of the difference

  • $80,000 - 100,000: 50% of the difference

Criteria for Annual Renewal

Students may renew their Bridging the Gap grant annually provided that they:

  1. successfully complete 30 credit hours in an academic year;
  2. remain in good academic standing; and
  3. complete the FAFSA every year; and
  4. complete the roadmap to success program.

How to Apply

Applying for Bridging the Gap is easy.

  1. Apply as a first-year applicant.
  2. Complete the FAFSA.

There is no separate application for the program. Applicants who meet the criteria are automatically considered when they apply and are admitted for admission to Rutgers University–Camden.

Who Is Eligible?

The program is open to students who have never attended college and enroll as first-year undergraduate students on a full-time basis (at least 30 credits per academic year*) in degree programs on the Rutgers University–Camden campus. (*Please note that developmental courses that are successfully passed will be counted toward a student’s 30 earned credits per academic year requirement.)

Residents of the State of New Jersey who are also U.S. citizens (or legal permanent U.S. residents) are eligible.

This program is not transferrable to other Rutgers campuses or off-campus Rutgers programs.

Rutgers University–Camden continues to offer merit scholarships and other financial aid for students not eligible for the Bridging the Gap program.

I pay almost $1k less a semester at Rutgers than my peers at local community college ... I can study my passion without taking out any loans or putting myself or my parents in debt.
Ariana Rubio '24
Bridging the Gap
It was such a huge relief to my parents for me to be enrolled in the Bridging the Gap program. It was very important that I get a good education while not taking out huge student loans and putting my parents or myself in debt.
Sierra Neal
Bridging the Gap is definitely keeping me in school. If I hadn’t participated in this program, I could drown in student loans.”
Earl Chavez
I can graduate from college and go right into starting my life without worrying about another bill.
Samantha Cotton

More Information

Camden County College student?

You may be eligible for Bridging the Gap as a transfer student.

Questions about Bridging the Gap?

We're here to help.